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Orca Deco partners with multi-purpose online gift registry, Giftologi

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Orca Deco partners with multi-purpose online gift registry, Giftologi

Orca Deco partners with multi-purpose online gift registry, Giftologi

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Ghana’s leading furniture and décor company, Orca Deco, has partnered, recently launched multi-purpose online gift registry, Giftologi, to make Orca products available on www.mygiftologi.com under all relevant product categories.

Giftologi will allow everyone to give and receive Orca products as gifts at the click of a button. Anyone who desires to receive Orca products as gifts for their special occasion can sign up with Giftologi, create a registry, add varied Orca products and share with their friends and family.

Friends and family can then visit the Giftologi website and purchase any of the items in the registry they want to present as a gift. Orca and Giftologi would then ensure that the gift wrapped items are delivered to either the buyer or the celebrant, with a personalized message.

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Orca Deco views this partnership as an innovative opportunity to make Orca products even more accessible to its customers

Executive Director at Orca Deco, Karim Karaki, explains that his outfit believes in widening smiles and helping people relive their proudest moments, which according to him, is in tandem with Giftologi’s desire to ensure that gifting processes are more fun, easy, convenient and fulfilling, hence the decision to establish such a partnership.

“We at Orca are committed this year to help every everyone restyle their living spaces, so we are excited to know that people can get what they want from our showrooms in Accra and Kumasi to complete their homes through Giftologi,” he added.

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Esinam Batali, Head of Marketing & Corporate Partnerships, also stated that “Giftologi’s value proposition is to eliminate the hassle of in-store gift hunting, the pressure that comes with having to find the perfect gift and the disappointment of receiving a gift you are not thrilled with. With this partnership, we are giving our customers the best of furniture and home décor through Orca.”

Giftologi also has a self-buy option which works like regular ecommerce websites do where the individual is able to purchase items for themselves. So additionally, this partnership enables customers to shop Orca products online from the comfort of their homes.

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Source: Giftologi

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The 9 Financial blunders Ghanaian Young Men Commit

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When a young graduate finally lands a job after university, it is such a big deal, even extended family members call to congratulate them.

Many of these men will go on to retire to a life they didn’t really want. Why?

It emanates from a series of blunders:

The Borrowed wedding:
A wedding is such a big deal in our society. The only problem is that most at times, the young man who is yet to himself financially will have to bear all the costs alone. Some can’t afford all the expenses and may be tempted to borrow some money to top up.

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The wedding is done, people come and eat and drink and leave them to service their debt. The wedding gifts normally won’t bail you out.

2. The Borrowed House

After marriage, the young man often realizes his “chamber and hall” apartment is not big enough for his bride, he needs to get a bigger space, once again he borrows some money (say from a credit union)to pay at least two years to rent advance, compounding his debt.

3. The Borrowed Car

Then comes the pregnancy and kids, the young man realizes that a car is an absolute necessity to make life easier for the family. So when he is approached by those beautiful bank ladies for a cool loan deal, he jumps at this and buys that Toyota Corolla. Repayment of the car loan alone can take up to 40% of his net monthly salary, whilst servicing the rent and wedding debts on the side.

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4. The Family Savior Wahala

The young man soon discovers that the reason for the rejoicing of the family members. It is payback time. From siblings, parents, aunties, cousins, in-laws, including the distant relative who helped you cross the village river when you were five years everyone digs in to get their share of the young man’s fortune It is normally small tokens, but when aggregated is a big deal ( about 30% of annual salary)

5. The Seed Eaters Wahala

These are family, colleagues, and friends who borrow money from the young man with no intention to pay. They come up with all those emergency stories with the promise to pay the next month. They never pay. It normally ends in tears and ruined relationships.

6. The “Big Boy” Wahala

The young man would have hopefully made strides in his career at this stage of his life, which comes with more salary, but then the extra disposable income doesn’t go into savings or investments. Seeing themselves as “big boys “ they quickly elevate their spending, renting bigger houses with spare rooms hardly utilized, get bigger cars, family holidays etc.

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7. The Two Masters Wahala

At this point in the man’s life, he would have secured a piece of land and started building his dream house normally with a bank loan whilst paying those huge sums of rent to his landlord on a yearly basis. Being indebted at the same time to the bank and your landlord is like serving two masters. In my view, it is better to serve one master( the bank)

8. The Strangling Wahala

The kids are growing, and so are their fees and other upkeep. Some may be ready to go to college, but Daddy didn’t have an educational investment. He needs to dig deep to sort out the kids’ education. There is still the ever-mounting family financial pressures. At this point in the man’s life, he earns a lot but has equally neck level expenses to match it

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9. Where did it All Go Stage?

At this point, the man is in his mid-fifties, May still have college responsibilities to take care of. He may be putting finishing touches to his dream house( which took decades because of its gargantuan nature. It will later dawn on him that the kids will soon leave home and the six-bedroom dream house is too big for just the wife and himself

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The bells of pension begin to sound louder as the days go by, only to realize that he had worked most of his years:

a. For the banks servicing loans, he could have avoided with a lot more prudence,

b. For landlords, paying unreasonable rent advance year after year for too long a time.

c. Family and friends in his bid to becoming a one-stop solution for all their needs

He has worked for everyone except himself, without any financial plan set out at the beginning of his career, he will be at the mercy of his employer and loved ones at the end of his career.

Many men could enjoy a fulfilled retirement, if they had actively planned, instead they prefer to flow with the tide, unfortunately, some get sunk by the tides of life.

Get a financial plan the moment you start working, allow the power of compound interest to work hard for you, and make sure you enjoy retirement.

Remember that Joseph in the Bible had only 7 years to prepare for another 7 years of drought.

Ask yourself? After working for at least 30 years, If you are to live for another 30 years after your retirement, will you live comfortably financially or be at the mercy of others?

Author: Roland Ofori, Marketing Professional

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”Government Will Start Arresting Mallams And Lotto Operators On TV” – Information Minister Hints

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The Minister of Information, Kojo Oppong Nkrumah has hinted on the government’s intention to clamp down on Mallams and lotto operators on TV soon.

The minister also hinted that the government has written to the Bank of Ghana and the National Media Commission to clear out all these scammers and fraudsters who successfully swayed viewers into losing their hard-earned money with their fraudulent schemes.

In an interview on Accra-based Peace FM, the Information Minister noted his outfit as well the government is aware of the worrying trend that’s why they are taking measures to have these charlatans flushed out.

He said a letter has been written to the Bank of Ghana to clamp down on these individuals chanting money because it’s the sole preserve of the Bank of Ghana to produce notes of money in the country.

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Source: ENewsGhana.com

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